Membership Plan: Advanced
Risk Factor: Conservative+
Stock Allocation: SPY (40%), AAPL (10%), AMZN (10%), HAL (10%), TBC (10%), TLT (10%), XOM (10%)
CONSERVATIVE+ is balanced and is designed for those seeking a responsive portfolio that can behave well in a variety of market conditions. It is typically used by users between 45-60 years old. Over the last 14 years this Smartfolio returned on average just over 13% per year and significantly beat the market. This Smartfolio has a Sharpe ratio of 1.24 which means it is much less volatile than the market. Draw-downs should be in the range of 5-10%. This Smartfolio did not beat the market each calendar year, however, that is an unimportant metric over time.